Talk to a Hutto Home Loan Officer by Phone

What Happens When You Call

First we ask what you are after. That might be buying your first place, using a VA benefit, a refinance, pulling equity with a HELOC, or a quick hard money loan on an investment property. Then we talk through income, debts and the down payment you have in mind. If it makes sense, we start the loan application right there, or give you a pre-qualification and rate quotes to compare.

After that we keep you in the loop step by step. When we pull your credit or review your income, we walk you through what we found, show you the actual numbers, and tell you what we did about anything that could slow your closing. We can keep meeting by phone or video, or you can sit down with us at our office. Borrowers from Round Rock, Pflugerville, Taylor and Georgetown work with us the same way.

Have These Close By When You Call

1. A rough idea of your income, plus your two most recent pay stubs or, if you are self-employed, a few months of bank statements.
2. Your monthly debts, like car payments, student loans and credit card minimums.
3. The cash you plan to put toward the purchase, both the down payment and the fees due at closing.
4. For a refinance or HELOC, your current loan balance and monthly payment.

Hours

Mon-Sun

8am-5pm